Budget

I know most friends are sighing alot about the raya aftermath...... I spent quite a bit this Raya.... baju raya, kuih raya, juadah for first day and duit raya...... but all these have been planned and thank God I was on maternity leave which gave me quite a lot time to do my budget.

With the economic downturn, most robably our company will freeze the increment for next year. We have had salary adjustment, increment and promotions for the past three years which are more than what we expected (at least that's what I thought, compared to what we were deprived of by the previous management), so I am quite okay, financial wise. But I still pray and hope hubby will soon land a proper job this January as he has decided to come back to stay in KL. All the commuting KB-KL-KB is really taxing and not worth it. Financially, physically, emotionally, psychologically and healthwise.

I have to allocate at least RM600 a month for groceries, which include the baby's and toddler's diapers and also at least another RM200 a month for the fresh produce from the nearby Pasar Pudu. Thank God I don't drive and work is only a few minutes bus ride from home and everywhere else is either within the bus route, walking distance or less than RM10 taxi ride.

I have to open Tabung Haji account for Zara soon and hope to do it within this month. Haakem's and Millie's duit raya collection need also be banked in.

Insya Allah all will be well and I seriously hope that my maid would agree to stay on, for another 2 years or at least a year, or at least until March next year...... she's not excellent but she's very much help and creates no problem. She's also very good with Millie and now Zara... it's not easy to get good ones these days.... I plan to increase her salary by RM50 this year and another RM50 next year....